Health club solutions

Formerly Health Club Pro

Health club solutions is designed to meet the coverage needs of the health and fitness industry.  Whether you are a small fitness studio or a large fitness club, health club solutions has a range of insurance coverages and services that address the unique risks of fitness clubs like yours.

With over 20 years of experience in the fitness industry, health club solutions provides extensive risk management and education programs that assist our clients in spotting emerging trends and identifying exposures, helping our clients avoid the types of incidents that can lead to serious claims.  Our in-house staff of industry professionals are dedicated to ensuring that your business is well-informed with the highest level of customer service, fast turnaround on policy underwriting, and claims resolution.

Need coverage for your independent personal trainers?  We are the industry's leading provider of professionally liability coverage for personal trainers and group exercise instructors, including martial arts instructors.  For more information, visit

This program covers:

  • Large and small health clubs
  • Pools and spas
  • 24/7 key access clubs
  • Franchise operations
  • Snack/juice bars
  • Spin classes
  • Pilates
  • Cross fit
  • Zumba
  • Yoga
  • Incidental exposures - spa, martial arts, racquetball, tennis, squash, basketball, rock walls

Coverage highlights
General liability

  • Including customized enhancements
  • Hired/non-owned auto liability

Professional liability 

Abuse coverage

Employee practices liability

Employee benefits liability

  • Including customized enhancements
  • Business income
  • Equipment breakdown

Excess coverage 

Health club exposures

  • CrossFit
  • Pools and spas
  • Ropes courses
  • Zumba/Pilates/Yoga
  • Rock walls
  • Bounce houses
  • Spin classes
  • 24/7 hour key access clubs with panic systems
  • Snack/juice bars
  • Nutritionists & chiropractors located in club (latter must provide COI)

Other coverage highlights

  • Employee dishonesty
  • Inland marine
  • Crime

Speak with a Markel representative